Medical & Health Insurance

Our Services

Senior and Social Services offers assistance to Glastonbury residents of all ages with understanding and utilizing the medical insurance choices and programs available. Several of the Social Workers are CHOICES counselors, having been trained by the Area Agency on Aging and Center for Medicare Advocacy in order to better serve senior residents. All of the Social Workers keep as up-to-date as possible with the ever-changing medical insurance field, as well as keeping current information about resources for medical care and medical insurance coverage. The social workers do not sell insurance, nor do they decide which plan is the best for someone – they do, however, provide the information and tools to assist someone in making a choice. They are also available to help complete applications, especially for the state and federal programs. Once the coverage is in place, they will advocate for clients, if necessary, in order to obtain the benefits to which they are entitled. If none of the following programs are appropriate, the social worker can help look for other funding sources.

Federal Programs

Medicare – Traditional and Medicare Advantage plans

Medicare Part D – Medicare prescription drug coverage

Please see the Medicare website for more details.

State–Administered Programs

HUSKY - medical insurance for low-income children and families.

SAGA Medical - medical insurance for low-income adults who qualify.

Medicaid (Title 19) - for low-income people of all ages. This program also has asset limits.

Medicare Savings Programs - for people age 65 or older or those on Social Security Disability; income and asset limits determine eligibility, but with higher limits than Medicaid.

Private Programs

Medicare Supplemental Insurance (Medigap) - Private but standardized insurance policies which help pay for Medicare co-pays and deductibles. For more information, call the Senior Services office, (860) 652-7638, and ask to speak to a CHOICES Counselor.

Long Term Care Insurance - Private insurance which provides some coverage for home care and/or nursing home care; premiums are charged. In Connecticut, some policies provide some protection of assets, through the Partnership for Long Term Care.

Medical, Mental Health and Dental Clinics - Information on these may be obtained by speaking with one of the Social Workers. (860-652-7638)

Hospital Bed Funds – Varies according to hospital; may have varying income and asset limits. Please check with the individual hospitals as to what they offer.